A Model for Health Insurance

A Model for Health Insurance

Universal medical insurance and universal access to care under a system of responsible cost containment remain on the American agenda. Since Harry Truman proposed national health insurance (NHI), debates about this vital policy issue have waxed (as in the early 1970s) and waned (as in the 1980s). There is now considerable evidence that we are entering a period of extensive discussion of proposed “solutions.” Commissions, committees, and task forces continue to expand. Hardly a surprise. Because we all use our health care system, we are concerned about its state of health. One does not have to be an expert to know that American health care is deficient in very important respects. Millions of Americans are aware that other nations are successfully addressing this problem.

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